Call Today For Your FREE Initial Conference!
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Are You Caring
for a Loved One
With Alzheimer’s?


Discover the Secrets
to Relieve Your Worries
and Find Help
with Alzheimer’s Costs
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Plan For Vulnerable
Loved Ones

Safeguard Your Estate,
While Providing For

• A Child With a Destructive Lifestyle
• Loved Ones with Special Needs
• You or Your Spouse After a Diagnosis
• Your Beneficiaries’ Future Divorces
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Don’t Go Broke
in a Nursing Home!


Everything You Need to Know
to Keep Your Family Safe
from Financial Devastation
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Little Known Veterans
Benefits Revealed


Veterans Over 65
May Qualify for
up to $2,085/month
to Pay for Assisted Living,
Nursing Home,
Even In-Home Care!
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* Email
* First Name
*Last Name
* Phone
7 Critical Questions to Ask
BEFORE Hiring an
Elder Law Attorney


Get Your Special Report
NOW!
 
 
 

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Vouga Elder Law's Resource Center
Bookcase November 2013
Indispensable Senior Resources

Our Resource Center has information on all aspects of elder care, Veterans Benefits, special needs planning, and estate planning.

In addition, there is information on Alzheimer’s Disease, Parkinson’s Disease, and Multiple Sclerosis, as well as general information for seniors, adult children and their loved ones.

Our Resource Center is available during business hours from 8:30 a.m.—5:00 p.m., Monday through Friday.

Visit us Today!
 

Attend One of Our Free Workshops!


Attend a complementary workshop so that you can ask your questions and get some answers – fast.   Our workshops provide Missouri seniors with exactly what you need to know to protect yourself from becoming out of money and out of options during your lifetime. We host complimentary workshops throughout the Chesterfield area!

Check out the listings on the right side of this page to find an event in your area.

Don’t wait!  Seating is limited, so reserve your space NOW!

Here's just some of what you will discover...
  • How to avoid having your life savings wiped out by a nursing home
  • How new laws restrict protection of assets, and the steps you should take now to protect yourself and your loved ones.
  • Veteran’s benefits to pay for care that most people know nothing about.
  • How to keep your surviving spouse from living in poverty when you’re gone.
And Much More!RSVP-Today2

Workshops and Events


Location Event
Close at 12:30pm – Christmas Eve
Wednesday, Dec 24 2014
12:30 pm

Merry Christmas!
Closed – Christmas Day
Thursday, Dec 25 2014
All Day

Merry Christmas!

Is a diagnosis of chronic illness threatening your legal and financial well-being?

Are you approaching 65 and ready to get your ducks in a row?

Do you have a comprehensive estate plan in place designed around your unique needs that will truly protect you when push comes to shove?

If you’ve recently experienced a significant life change, it’s likely time to see an elder law attorney.  At Vouga Elder Law, we’re here to be your trusted, helping to navigate the waters of:

  • An unexpected diagnosis
  • The nursing home care – and finding a way to pay for it
  • Marriages, remarriages, or divorce protection
  • The death of a family member
  • Providing for your children at different stages of their lives

Whether you’re a healthy, vigorous senior looking to put a quality estate plan in order, or having a time of crisis as you try to pay for long term care, there is often something that can be done to save some of your hard-earned money.

When a major life change or crisis hits, it’s imperative to make any necessary changes to your estate plan immediately.  Working with an elder law attorney can help you avoid the common mistakes we see every day that cause Missouri families pain and devastation.  When you work with someone who knows the rules, you’re treading a safer path.


Why Do You Need an Elder Care Attorney?


  • More than half of all Americans will spend some time in a costly nursing home.  That could be you, your spouse, or both of you!  But did you know that Medicare will NOT pay for your long term care? A knowledgeable Elder Care Attorney can help you find ways to reduce or eliminate the out-of-pocket rising cost of care for you, your spouse or a loved one.
  • A few years ago, Congress has passed harsh laws that change the landscape of protecting your assets. You may find you need someone who knows the ins and outs of the law to help you or your loved one achieve the best quality of life and quality of care.
  • There may be critical steps you need to take NOW to protect your assets from being totally used up on care.  Will you be able to provide for yourself or your loved ones throughout the duration of your long-term care needs?
  • Are you feeling overwhelmed?  Schedule your FREE initial consultation with Vouga elder law.  We’re here to be your trusted guide, and show you exactly which steps you need to take, right now, while you’re managing your loved one’s care.  And if there’s nothing you need to do, we’ll tell you that, too.
  • You want to save (and keep) more of your own hard-earned money.
  • If your health care needs have changed, your financial and legal needs may also have changed.
  • Most Veterans and their Surviving Spouses have no idea that they may qualify for benefits to help pay for care.

When you work with an Elder Care Attorney, you can finally experience true peace of mind.

Call (636) 394-0009 today for an initial consultation!


When You Need To Schedule An Appointment


  • If you or a loved one is receiving in-home care, living in an assisted living community, a skilled nursing facility (nursing home), or will need any of these levels of care within the next five years.
  • If you, a spouse, or a loved one has been diagnosed with Alzheimer’s, Parkinson’s, ALS, dementia, or has begun to have noticeable memory problems.
  • If your estate planning documents were not prepared by an Elder Care Attorney, let us review your documents to make sure they have the right Asset Protection and Medicaid Planning language.  Without the right language, you may not be protected against losing all of your hard-earned assets.
  • If you are a Veteran, or surviving spouse of a Veteran, and have a large amount of unreimbursed medical expenses each month.  There may be benefits available to help you pay for in-home, nursing, and assisted living care!
  • When someone needs help with the Instrumental Activities of Daily Living (cooking, cleaning, caring for pets, paying bills, or managing finances).
  • It is EXTREMELY IMPORTANT to see an Elder Care Attorney when a person needs help with the Activities of Daily Living (eating, dressing, bathing, assistance with using the toilet, becomes incontinent, or needs assistance getting in and out of a chair and/or a bed).

It is VITALLY IMPORTANT to take action BEFORE someone loses the MENTAL CAPACITY to understand and make decisions. Failure to do so could cause potentially devastating results to your finances and quality of life.


Don’t be left out of options when the money runs out.

Life tends to throw the unexpected at us.

The good news is: our proven, ethical approach to Elder Care Planning is designed to meet your needs – even as they change.

That’s where I come in. I’m Missouri Estate Planning and Elder Law attorney Rick Vouga.

My wife Dana likes to say “As we grow older and our medical needs change so do our financial and legal needs.” If you’re feeling uncertain in these trying times, Vouga Elder Law is here to provide support, a sense of calm, and peace of mind – all while putting the proper protections in place so that you can rest easy.

I make it a priority to focus on seniors and their needs. I work to help seniors achieve positive outcomes, save some of their hard-earned life savings, and navigate complex family issues.

It’s never easy to talk about matters of finances, life, and death.  We work with families every day to help resolve issues as family conflict arises, so you can cope with the tough decisions that need to be made.

It is my goal to provide you with the peace of mind that comes with knowing your wishes and needs will be met – not only after you pass, but while you’re still alive.

My practice excels at guiding families through the often confusing maze of financial and legal decisions involved in all aspects of the elder care spectrum. Vouga Elder Law is here to help, whether you’re a healthy, vigorous senior preparing for retirement or have more pressing care needs for the frail and elderly.

This will help secure the well being of your cherished families and the accomplishment of your legacy goals.

So, if you’re finding it difficult to cope and don’t know where to start with your planning, now is the time to get in touch.

Call my office today for a FREE consultation at (636) 394-0009.

Don’t get caught without a plan, without a dime, and without alternatives. The best time to protect yourself is while you still have options!

Sincerely,

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Attorney Rick Vouga

Your family’s situation is unique...


If you’re like most of my clients, you want to find out exactly the right path to give you the best possible outcome for your situation.

At Vouga Elder Law, you’ll find answers to your burning questions.

We’ll let you know what actions will help you reach your goals and gain peace of mind.

Or, if there’s nothing you need to do right now, we’ll tell you that, too.




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Are You Ready to Get Your Ducks In A Row?
Call Us Today To Schedule Your FREE Initial Conference (636) 394-0009
or email rvouga@senioradvocates.net

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